FintruX Network is a blockchain based online ecosystem connecting borrowers, lenders, and rated service agencies. FintruX facilitates marketplace lending in a true peer-to-peer network to ease the cash-flow issues of small businesses and startups.

Token Sale Info:

  • Ticker: FTX
  • ICO Start: January 7th, 2018
  • ICO End: February 28th, 2018
  • ICO Token Price: 1 ETH = 1,500 FTX
  • Bonus: Yes
  • Token Type: ERC20
  • Accepts: ETH
  • Soft Cap: 5,000 ETH
  • Hard Cap: $25,000,000 USD

Additional Links:

Additional Info:

FintruX aims to make unsecured loans highly secure. Harnessing over two decades of experience serving the securitization sector, we apply cascading levels of credit enhancements to offer unprecedented risk reduction towards unsecured loans. Interest cost reduction is one of the most important motivations in securitization. It is often done via credit enhancement. We can apply the same principles to reduce the high interest rates normally associated with unsecured loans, making it attractive to both borrowers and lenders. Our goal at FintruX Network is to disrupt the way unsecured loans are being originated and administered. This innovative concept solves three major issues for small businesses, especially startups, to borrow from accredited investors and financial institutions. By applying credit enhancements, FintruX Network seeks to neutralize the lender's credit risk and, in the case of a default, provide cascading levels of insurances to cover the loss – thereby increasing the overall credit rating and lowering interest rates simultaneously. The four cascading levels of credit enhancement include over-collateralization as additional collateral, a local third-party guarantor, cross-collateralization as insurance, and FintruX ultimate protection reserve. A unique smart contract is generated and deployed by FintruX Network for each individual borrowing at real time to provide unambiguous, immutable, and censorship resistant records where no arbitration is required. In addition to simplifying the loan application process via instant matching, FintruX Network also provides borrowers with post-funding self-serve administration options such as refinance and prepayment. FintruX Network is a multi-sided marketplace and ecosystem that delivers value not just to borrowers and lenders, but also to third-party guarantors and specialized service agents. We are making borrowing and lending a no-brainer for both borrowers and investors.


Nelson Lin

Founder & CEO


Nelson pioneered online credit adjudication for the asset-based finance and leasing industry in Canada as mentioned in the book 'Unstoppable' published 2014 by Beth Parker and endorsed by the Canadian Finance and Leasing Association (CFLA). He has over thirty years of experience delivering numerous custom enterprise applications to global organizations such as J.P. Morgan, AT&T Capital, etc.


Conrad Lin

Co-Founder & CMO


Completing a degree specializing in Neuroscience and Psychology from the University of Toronto, Conrad is deeply in tune with social marketing and outreach. He defines long-term marketing goals and short-term tactics, builds key customer relationships, identifies business opportunities, negotiates and closes business deals, and maintains extensive knowledge of current market conditions.


Gary Ng



Gary is a veteran in software development and has been a seasoned architect in the financial sector for the past 25 years, including some of the top global banks. He is skilled in all major programming languages and computing platforms. He has been instrumental in turning our low-code development platform into a no-code generator for smart contracts. Scalability and security is his main focus in designing mission-critical architecture.


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Twitter Feed:

13 hours ago
Looking forward to seeing the June 14 episode, featuring our co-founder and CMO, @cryptolin !
FintruX photo
Bloom @Bloom
Here's the schedule for the next few Bloom Fireside posts:

- May 31: Esusu
- June 14: FintruX
- June 28: Ripio Credit Network

If you have any questions for the Ripio team, post them here or send them to team!
4 days ago
Our demo showcases our ability to instantly generate smart contracts with the custom parameters our lenders require; all with no-code generation technology. See for yourself at
#FintruX #crypto #financing #blockchain #lending
FintruX photo
6 days ago
#FintruX was featured in a renowned Spanish news outlet @BitcoinerToday ! Excited that the Spanish community recognizes our innovative solution to help SMEs on a global scale.
$FTX #crypto #bitcoinertoday #lending
FintruX photo
6 days ago
The power of $FTX is in the way we leverage the blockchain to provide unprecedented risk reduction towards unsecured loans. Learn more about our cascading levels of credit enhancements to lower interest rates for borrowers.
#crypto #blockchain
FintruX photo

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